Rate of Interest
| # Product Segment | Range |
| Personal Loans | 13%-36% p.a. |
| Embedded Financing | 14.5%-36% p.a. |
| Student Loans | 10.5%-18% p.a. |
| School Financing | 11%-19% p.a. |
| Loan Against Property | 11%-26% p.a. |
| Loans to Financial Institutions | 9%-19% p.a. |
| Asset Backed Financing | 9%-19% p.a. |
*applicable to all new sanctions w.e.f 1st Dec 2024
InCred Finance Reference Rate: 15.00% p.a.
# The Interest rate applicable to each loan account under the respective product offered to the customer shall be assessed as per internal credit norms of IFSL based on multiple risk parameters like loan amount, tenure, borrower profile, income, cash flows, borrowers repayment capacity , loan to value of the asset financed/ security cover, type of collateral security provided by the borrower and past repayment track record of the borrower, etc.