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Grievance Redressal Mechanism

How to log in a complaint/ where can a complaint be made?

As a customer, if you have any feedback/ suggestions or grievances with respect to the services offered by InCred Housing Finance Private Limited (hereinafter referred to as ‘the Company’), you may please write to the Company’s Customer Service Department through any of the following channels:

Call at: 18001022192

Email: care@incred.com

You may write a letter at the address: Customer Service DepartmentInCred Housing Finance Private Limited1502 - A, B Wing 15th Floor, The CapitalBandra Kurla Complex, Bandra ( E ), Mumbai 400051Maharashtra

Website: www.incred.com

How a complaint should be made?

Customers are requested to necessarily provide necessary loan details i.e. Loan Account Number, Details of Feedback/ Suggestion/ Complaint and valid Contact Information including phone no. & e-mail ID while lodging communicating with the Company.

When to expect a reply?

The Company shall endeavor to address/respond to all queries/grievances within reasonable time and keep the customer in informed about the status of their complaints. Each customer query/ complaint being unique in nature, may take up to 4 weeks for complete resolution after investigation.

Whom to approach for redressal?

Customers are requested to first raise their concerns through any of channels mentioned above. In case of delayed or no response from the respective channel within the specified timelines, such complaint may be escalated to the Grievance Redressal Officer of the Company whose details are as given below:

Name: Vaidyanathan.R.

Telephone no.: 022-42117799

E-mail ID: Click here to submit the grievance escalation.

Address: Grievance Redressal Officer, InCred Housing Finance Private Limited Unit No.1203, 12th Floor, The CapitalC-70, G Block ,Bandra Kurla Complex , Bandra ( E ), Mumbai 400051Maharashtra

Escalation to National Housing Bank

In case the Customer does not receive any response from the Company within 4 weeks or is dissatisfied with the response received, the customer may approach the Complaint Redressal Cell of National Housing Bank by lodging its complaint in online mode at the link https://grids.nhbonline.org.in OR in offline/ physical mode by post to the following address:

National Housing Bank, Department of Regulation and Supervision (Complaint Redressal Cell), 4th Floor, Core- 5A, India Habitat Centre, Lodhi Road, New Delhi-110003

Such complaint may also be e-mailed at crcell@nhb.org.in