General FAQs

Why should you choose InCred for Restaurant / Hotel loans?

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InCred is a leading NBFC which provides quick and hassle free loans to customers. Some of the key benefits of applying for a Restaurant Loan with InCred are:

  1. Flexible weekly EMIs debited directly from your Swiggy Earnings
  2. Low-Interest Rate
  3. Minimal and No Contact Documentation
  4. Seamless Process
  5. Loans sanctioned within 48 hours

What are Unsecured Business Loans?

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There is no need for any collateral, guarantor or hypothecation of any assets while applying for an unsecured business loan.

What Documents are required for a Restaurant Business Loans.

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  1. Pancard
  2. FSSAI Certificate
  3. GST certificate
  4. Photo Id with address : Aadhar / Driving License / Passport
  5. Banking Statement
  6. Electricity bill / Rent Agreement

How to apply for a restaurant loan?

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Our process is extremely simple and quick. Just click on the Apply Now Button and fill in the basic details and someone from our team will get in touch with you.

How much time does it take to get a loan?

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Due to our seamless digital onboarding and document collection process, your loan can get sanctioned within 48 hours.

What are the eligibility criteria?

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We have only 2 simple eligibility criterias:
Your restaurant/hotel should be listed on Swiggy for a minimum of 12 months.
The age of the borrower should be between 22 to 60 years.