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Finance. With Confidence.

vision

Vision

mission

Mission

values

Values

To create a trustworthy, transparent and highest integrity financial institution that positively advances the socio-economic well-being of lower middle class to middle class Indian households while protecting the interests of all stakeholders.

Milestones

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2016
  • Acquired NBFC license
  • Hired the key leadership team consisting of highly regarded subject matter experts
2017
  • Raised INR 5.85 Billion
  • 4 Retail and 5 MSME products launched
  • 100+ Employees
2018
  • Profitable in 1st year of operations
  • Received LinkedIn Top 25 startups award
  • 600+ Employees
2019
  • Received ET Best Brand award 2019
  • Raised INR 4.27 Billion
2020
  • Acquisition of Qbera, a Fintech lending platform
  • Received ET Best 2020
2021
  • Strategic partnership with Amazon India, Flipkart to provide business loans to its merchants
  • Received Best Fintech Business Lender by India FinTech Forum(IFTA)
  • Received ET Best Brand award for the 3rd consecutive year
  • 900+ employees
2022
  • InCred successfully completed the merger with KKR India in July 22
  • Reached a milestone of ~ INR 5000 Cr. AUM
  • Partnership with leading food delivery platform to offer easy credit facilities
  • Received ET Best Brand award for the 4th consecutive year
2023
  • Became an Unicorn in 2023
  • Rating upgraded to A+/Stable by CRISIL & CARE
  • Loan book reached milestone of INR 6,000 Cr
  • Entered the EWA market with launch of InCred Pronto
  • Received ET Best Brand award for the 5th consecutive Year

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